SINGA CARES
Singa Credit has always taken the effort to address our customers’ concerns beyond their financial needs. We understand that there is always an underlying issue in why you need to take a loan, which is why we always take the effort to understand the need for your loan and going that one step (or two) more to ensure that loan is going to give you the help you need.
In comes Singa Cares to your needs. Singa Cares is not just an extension of our service to you, it is our pledge to you in resolving your headaches and reducing your indebtedness.
Singa Cares is a holistic remedy, we will break down your financial concerns and identify what problem or problems are present. Sometimes money doesn’t always solve all your issues, it might take more than that to resolve your concerns. As each concern is unique just as you are, so we will study thoroughly to make sure each solution is custom tailored to your needs without having to incur a bigger debt. Through our process, we might not only help to reduce your loan amount, you might not even require a loan at all*.
At Singa Credit. It’s never just a loan, we care.
Not sure of your issues or how to resolve it? Not even sure if a loan is needed? Drop us a message below and we will do our best to help you.
* Terms and conditions apply depending on case to case basis. An assessment has to be conducted prior to issuing a proposed solution.
新加坡借贷协会： 遇疫情收入大减 要求延迟还贷者达八成
2020年10月10日 22:43 发布 – 8视界
新加坡借贷协会指出遇到冠病疫情收入大减，向合法借贷商要求延迟还贷的欠债人多达八成。记者发现，有放贷商还为欠债人找临时工补贴收入。
她因为冲动消费向五组合法放贷商借钱去购物，借贷总额达顶限过后又为偿还利息转向大耳窿，前前后后共借了3万元。债主要她每星期还期款，但她无法应付，几乎崩溃。
欠债人说：“有一次他们还上我的公司就是说来骚扰我，而且每一天或者是每一个星期都好，都会打通电话来恐吓，而且还加上现在这个疫情很大的薪金被扣。”
最后她通过社工和另外一家合法放贷公司协商，提供低息贷款付清之前的债务，再重组债务让她两年摊还，根据现有条例这么做是合法的。
亚杜兰生命辅导中心债务磋商长王其俊说：“十多家的那个合法贷款商是很愿意提供低利息跟长时间还钱的一个做法。你甚至于大概能够省下40%所需还的利息，每一周最少都有大概是20多到30名的求助者，有一位只有17岁而已。”
新加坡借贷协会受询时说阻断措施过后，向旗下132名会员放贷商，要求延迟付款的顾客明显增多，有些顾客甚至为了还债打两份工。
合法放贷商陈如良说：“每十个顾客有八个申请延后付款六个月到一年我们刚刚跟清洁公司合作，来帮我们的客人找临时的工作，来增加他们的收入。”
协会表示会员会尽力协助欠债人渡过难关，包括重组债务以减轻他们的负担。