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Get Your Personal Loan Approved in 8 Minutes

Why spend another day shopping around for a loan? You need cash, and you need it fast. Apply here now! Get up to 6x* your salary with us. Through our tech-enabled algorithm, we can approve your personal loans within 8 Minutes.

    Apply Today, Approve Today, Cash Today.

    We understand that urgent financial matters cannot wait.
    That is why we are open on Weekends after 3pm too by appointment.
    Based on 116 reviews.
    ELNIE S. MASHARI
    ELNIE S. MASHARI
    2022-02-25
    Verified
    Hao Zhang
    Hao Zhang
    2019-12-12
    Verified
    Quick approval & Good service.
    Jaden Chong
    Jaden Chong
    2019-12-09
    Verified
    Recommended. Their service was beyond my expectation on top of the low interest rate. The whole process was quick and smooth.
    Vince Tee
    Vince Tee
    2019-12-02
    Verified
    I am a Grab driver and they offered me a Grab driver loan within 15 minutes. Interest rates were much better than i initially expected. Highly recommend this lender at Bugis.
    Chung Jing Man
    Chung Jing Man
    2019-11-29
    Verified
    Tbh it was quite easy to get a loan from them. application process was really smooth and they are very good at what they are doing.
    Dave Lim
    Dave Lim
    2019-11-27
    Verified
    Was served by a young staff. he was very professional and approval was fast. Thank you Singa Credit!
    Kim Loon
    Kim Loon
    2019-10-23
    Verified
    finally found the right money lender for me. thanks a bunch!
    vince leong
    vince leong
    2019-10-21
    Verified
    was introduced to this money lender by a friend of mine. They exceeded my expectations! Gave me a generous loan with good terms. Glad to have came here. Thanks Singa Credit
    Cindy Chong
    Cindy Chong
    2019-10-10
    Verified
    one of the best money lenders around based on my past experience
    Nicholas Wong
    Nicholas Wong
    2019-10-09
    Verified
    this is a superb money lender. others rejected me but this one approved me with good terms. Thanks!

    Personal loan calculator

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    Trusted Licensed Money Lender in Singapore

    FAST CASHPERSONAL LOAN
    15 MINUTES PROCESSING TIMEPAYDAY LOAN
    100% CONFIDENTIALBRIDIGING LOAN (HOME SALES)
    APPROVAL IN THE SAME HOURFOREIGNER LOAN
    OPEN EVERYDAY FROM MONDAY TO SUNDAYINTEREST AS LOW AS 1%

    3 simple Steps

    Fast & Easy

    GET YOUR LOAN APPROVED IN 8 MINUTES

    Step 1

    Call or Apply Online

    Submit loan application online to save up your time. You may also reach us at 66946166

    Step 2

    Visit Our Office For Professional Consultation

    Our loan officers will schedule an appointment for your to further discuss the terms and conditions that suits your needs.

    Step 3

    Receive Your Cash on the Same Day

    Get your cash as soon as the agreement has been singed.

    CALL FOR MORE INFO ON OUR 1% RATE LOWEST IN SINGAPORE OR WALK IN OPEN MONDAY TO FRIDAY 11 AM TO 8 PM -WEEKEND 11 AM TO 3 PM AFTER 3 PM BY APPOINTMENT ONLY | 6694-6166

    Personal Loan

    UNIQUE TO YOUR NEEDS

    Let’s face it, most people at some point in their lives need to borrow some money. So it’s important to understand the pros and cons of the different types of loan, as well as how to secure the best rates. If not, you could end up with a poor deal – and costly credit can send you into a downward debt spiral.

    Business Loan

    MORE THAN A BUSINESS LIFELINE

    Let’s face it, most people at some point in their lives need to borrow some money. So it’s important to understand the pros and cons of the different types of loan, as well as how to secure the best rates. If not, you could end up with a poor deal – and costly credit can send you into a downward debt spiral.

    One Percent Loan

    LONELIEST NUMBER IS ALSO THE MOST SPECIAL

    Pioneering the 1% loan for our customers has been our way to show you that we have you in mind. The 1% loan is our exclusive program to help facilitate your finance to be consistently in the black. Our experience in helping our customers over the 2 decades to navigate through their hurdles in life have given us the knowledge to honed our skills in creating this product. This product has become not purely a low interest loan but a full fledged product with proven track record to benefit our customers in getting them on track and staying on it.Talk to our loan officers to know more about our pride and joy.

    Payday Loan

    DROWNING IN A CASH CRISIS

    Getting the last computer on offer? Or maybe an emergency medical expenses? Personal loans are great when you are in need of cash urgently. / Payday loans are design for you to tide through till you receive your salary on your pay day, this ensures that you carry minimal debts over to the following month. As the name implies, the amount awarded is based on your salary

    Bridging Loan (Home Sales)

    IS WHEN YOU NEED THE FINANCIAL FLUIDITY

    When you intend to sell your property and the amount loaned is based on a percentage of your earnings from the sales of the property.Fund the down payment of a new property while you wait for sales proceeds from your existing property. This loan is suitable when you need to renovate or move into your new home before your current home is being sold.

    Foreigner Loan

    GET YOUR CASH IN AN HOUR

    New expats think that getting loans from a foreign lender is just about impossible especially if one is a foreigner. Foreigner loans are for foreigners who are in need of financial support. This is especially essential when you are new to the country or you are bringing your family to stay here and you need the cash to help settle in. It is important that you have a local address and employment before applying.


    Company & Vision

    SINGA CREDIT, SERVING SINGAPORE CONSUMER SINCE 1992

    We always endeavour in providing the right financial support that you need and we must be doing it right. Our satisfied customers have constantly returned to us throughout the years, trusting us in getting them the right support they need. As the most-established money lender in Singapore, we are well-versed in market trends, fluctuations and legal processes surrounding all money lending options which has enabled us to provide innovative solutions, offering a fast-turnaround and a flexible loan option that has always ensures our customers a very affordable yet manageable low interest cash loan solution that is quickly approved and disbursed within an hour. That’s what we call fast cash in Singapore.

    Singa Credit licensed money lender

    Why Choose Us

    FORMERLY KNOWN AS YONG SENG CREDIT

    Which was founded in 1992, we have since acquired more than 20 years of service excellence. Singapore based legal money lending provider possessing a reputation for integrity, honesty and excellence.The decades has given us the wealth and knowledge in understanding your needs and concerns. We know no two loans are ever the same, so we make sure each loan is taliored to you so that you get the financial convenience you deserve.


    Exceptional Flexibility

    BEST LICENSED MONEY LENDER IN SINGAPORE

    The Singapore Resource Association has named us Singapore Outstanding Enterprise where it showcases outstanding entrepreneurship in Singapore who have shown an impressive track record and commendable services rendered to the public and its contributions to the economic development of Singapore. It also serves to recognize the excellence and exceptional achievements of organizations.

    Looking For A Low Interest Flexible Fast Loan?

    IT’S RISK FREE, SATISFACTION GUARANTEED, 7 DAYS SERVICE GUARANTEE

    To continue building on initiatives to create the best experience in the consumer loan market that institutionalize superlative performance. We began with the concept of unconditional guarantee, worked backward, and have put forward a 7 days service guarantee that is first to be introduced by a money lender in Singapore providing responsible loan solutions that would positively benefit society at large.

    OUR TASK

    Life may thrust you into trying situations that are beyond your financial abilities. At this point, you have little choice but to source for external help. You can use family or friends, but this is not a sure thing because people have their obligations to worry about and so they might not exactly be in a position to help. In addition, this can be very stressful since have to go to more than one person to improve the full amount of money you need. Offering accredited money lending services in Singapore for many years, we certainly have honed down our best skill, and our top top priority is to be in a position to give you fast and efficient service regardless of your emergency or needs.

    Whether you require to fix your car, settle a tiny medical bill, pay for school or maybe manage expenses before they may be overdue, our loans packages are available to give you the solutions you are looking for. We at Singa Credit licensed money lender also understand the need of a successful solution, specially when you are lost of what to do next. We carry out only the required credit checks which is much less of an inconvenience than most financial establishments that takes a whole lot of time, and excludes people with a negative credit standing from getting financial assistance if they are facing difficult time in Singapore.


    Proven Reliability

    HIGH LEVEL OF TRUST MAKES ALL OF US IN SINGA CREDIT DIFFERENT FROM OTHER MONEY LENDER IN SINGAPORE

    We are here to stay. Therefore we adhere to the rigid code of ethics when it comes to our dealings with our customers. We do not have any hidden costs and charges, which is what has elevated us to one of the TOP inside our business. In other words, if it’s there on the contract, we will tell you all about it and describe before you indication it. You won’t find any surprises in the fine-print. Our application forms are simple and to-the-point, unlike banks where you fill up in many forms each and every stage and have to wait for weeks before you know whether your loan has been approved.

    We also pride yourself as a true genuine money lender that only provides you sound financial advice that you can walk away with. We need you to be certain of the conditions and conditions, and you will be professionally advised how much you are borrowing is something you can pay for. All of us do not want to lend you money without proper care of how you will pay it back again, as that is against our principles.

    BEST LICENSED
    MONEY LENDER

    Rapid Closings

    SHOULD YOU NEED AN INSTANT CASH LOAN IN SINGAPORE

    In need of urgent cash in Singapore? Acquire quick cash with us. Banking institutions often have lengthy application and approval steps, and it might take several days before your loan is approved. With a simple application process and proof of identification, Singa Credit aims to ensure you get the money you need within the shortest time possible. You should use this money to pay off your hire, medical bills, replace damaged equipment, pay your tuition fees, among many other things.

    Consolidate debt – All of us can help you increase your debt profile by combining your debt and financing an individual payment. Rather than dealing with 5-8 loan companies, we will offer you a single loan to finance your debts so you are left with one easy payment to make each month. This could greatly improve your credit score. Maintain credibility with friends, along with colleagues – Most of the time whenever we face financial difficulties, you will turn to the ones closest to us for help.

    However, constantly borrowing money from friends, family or employers can cause stretched relationships. Let us deal with your financial burden and keep it confidential so you can maintain a good relationship with those near you. Easy Loan – We do not determine your ability to pay off the loan depending on your credit history, but on your present income. It does not matter how bad your credit history is. As long as you have a steady work with evidence of income, we can work out a payment plan that is within your reach. In the situation where you choose to reject the loan after approval, we are pleased to explain to you that there will be no penalties, and you are free to lend from us again in future. Trust us to deliver on our claims and give you the best.


    Public Education

    STAY AWAY FROM AH LONG

    Borrowing from Ah Longs will leave you with a debt you can never repay. You and your loved ones will end up living in fear and shame. Watch this first ever video by SPF and NCPC on anti-unlicensed money lender.

    TOP LICENSED MONEY LENDER IN SINGAPORE WITH LOW INTEREST RATES AND FRIENDLY STAFF

    Singa Credit Pte Ltd has signed a Memorandum of Understanding with Inspired Employment Consultancy Pte Ltd on 23rd November 2020 to assist their distressed borrowers who have lost their jobs or seeking better career opportunities in getting new job placements pro bono. This is in line with Singa Credit corporate social responsibility, SingaCares to support our customers to tide during this difficult times of the global pandemic.