licensed money lender Singapore   

Call for More info On Our 1% Rate Lowest in Singapore or Walk in Open Monday To Friday 11 am To 8 pm -Weekend 11 am To 3 pm after 3 pm by appointment only


A Licensed
in Singapore

Lowest Interest Rate In Singapore Only 1% Confidential
1 hour processing Time Flexible Loan

The Trusted Brand
for Singapore Consumer since 1992

A Licensed Moneylender in Singapore

or Payday Loan

Drowning in a cash crisis

Getting the last computer on offer? Or maybe an emergency medical expenses? Personal loans are great when you are in need of cash urgently. / Payday loans are design for you to tide through till you receive your salary on your pay day, this ensures that you carry minimal debts over to the following month. As the name implies, the amount awarded is based on your salary

Bridging Loan
(Home Sales)

is when you need the financial fluidity

when you intend to sell your property and the amount loaned is based on a percentage of your earnings from the sales of the property.Fund the down payment of a new property while you wait for sales proceeds from your existing property. This loan is suitable when you need to renovate or move into your new home before your current home is being sold.


Get Your Cash In an Hour

New expats think that getting loans from a foreign lender is just about impossible especially if one is a foreigner. Foreigner loans are for foreigners who are in need of financial support. This is especially essential when you are new to the country or you are bringing your family to stay here and you need the cash to help settle in. It is important that you have a local address and employment before applying.

Company& Vision

Best licensed moneylender

Singa Credit, serving Singapore Consumer since 1992

We always endeavour in providing the right financial support that you need and we must be doing it right. Our satisfied customers have constantly returned to us throughout the years, trusting us in getting them the right support they need. As the most-established money lenders in Singapore, we are well-versed in market trends, fluctuations and legal processes surrounding all money lending options which has enabled us to provide innovative solutions, offering a fast-turnaround and a flexible loan option that has always ensures our customers a very affordable yet manageable low interest cash loan solution that is quickly approved and disbursed within an hour. That's what we call fast cash in Singapore.

More info

Choose Us

Formerly known as Yong Seng Credit

which was founded in 1992, we have since acquired more than 20 years of service excellence. Singapore based legal money lending provider possessing a reputation for integrity, honesty and excellence.The decades has given us the wealth and knowledge in understanding your needs and concerns. We know no two loans are ever the same, so we make sure each loan is taliored to you so that you get the financial convenience you deserve.

More info


Best Licensed Moneylender In Singapore

The Singapore Resource Association has named us Singapore Outstanding Enterprise where it showcases outstanding entrepreneurship in Singapore who have shown an impressive track record and commendable services rendered to the public and its contributions to the economic development of Singapore. It also serves to recognize the excellence and exceptional achievements of organizations.

Looking For A Low Interest Flexible Fast Loan?

It’s Risk Free, Satisfaction Guaranteed, 7 Days Service Guarantee

to continue building on initiatives to create the best experience in the consumer loan market that institutionalize superlative performance. We began with the concept of unconditional guarantee, worked backward and have put forward a 7 days service guarantee that is first to be introduced by a moneylender in Singapore providing responsible loan solutions that would positively benefit society at large.

Our Task

Life may thrust you into trying situations that are beyond your financial abilities. At this point, you have little choice but to source for external help. You can use family or friends, but this is not a sure thing because people have their obligations to worry about and so they might not exactly be in a position to help. In addition, this can be very stressful since have to go to more than one person to improve the full amount of money you need. Offering accredited money lending services in Singapore for many years, we certainly have honed down our best skill, and our top top priority is to be in a position to give you fast and efficient service regardless of your emergency or needs. Whether you require to fix your car, settle a tiny medical bill, pay for school or maybe manage expenses before they may be overdue, our loans packages are available to give you the solutions you are looking for. We at Singa Credit also understand the need of an successful solution, specially when you are lost of what to do next. We carry out only the required credit checks which is much less of an inconvenience than most financial establishments that takes a whole lot of time, and excludes people with a negative credit standing from getting financial assistance if they are facing difficult time in Singapore.



We are here to stay. Therefore we adhere to the rigid code of ethics when it comes to our dealings with our customers. We do not have any hidden costs and charges, which is what has elevated us to one of the TOP inside our business. In other words, if it's there on the contract, we will tell you all about it and describe before you indication it. You won't find any surprises in the fine-print. Our application forms are simple and to-the-point, unlike banks where you fill up in many forms each and every stage and have to wait for weeks before you know whether your loan has been approved. We also pride yourself as a true genuine money lender that only provide you sound financial advice that you can walk away with. We need you to be certain of the conditions and conditions, and you will be professionally advised how much you are borrowing is something you can pay for. All of us do not want to lend you money without a proper care of how you will pay it back again, as that is against our principles.

What our customers say
Reviews from

So far the most professional and reliable moneylender I’ve ever seen. The staff is very patient in explaining the loan contract and the whole process feels very safe as they do not hide anything and you know what you’re signing. Very friendly! Recommended!
Review by Mr Toh

More info



In need of urgent cash in Singapore? Acquire quick cash with us. Banking institutions often have lengthy application and approval steps, and it might take several days before your loan is approved. With a simple application process and proof of identification, Singa Credit aim to ensure you get the money you need within the shortest time possible. You should use this money to pay off your hire, medical bills, replace damaged equipment, pay your tuition fees, among many other things. Consolidate debt - All of us can help you increase your debt profile by combining your debt and financing an individual payment. Rather than dealing with 5-8 loan companies, we will offer you a single loan to finance your debts so you are left with one easy payment to make each month. This could greatly improve your credit score.
Maintain credibility with friends, along with colleagues - Most of the time whenever we face financial difficulties, you will turn to the ones closest to us for help. However, constantly borrowing money from friends, family or employers can cause stretched relationships. Let us deal with your financial burden and keep it confidential so you can maintain a good relationship with those near you.
Easy Loan - We do not determine your ability to pay off the loan depending on your credit history, but on your present income. It does not matter how bad your credit history is. As long as you have a steady work with evidence of income, we can work out a payment plan that is within your reach.
In the situation where you choose to reject the loan after approval, we are pleased to explain to you that there will be no penalties, and you are free to lend from us again in future. Trust us to deliver on our claims and give you the best.

What our customers say Reviews from

Very happy with their good service. Their office is very convenient and they are very polite and friendly. This is the first moneylender that slowly explained everything to me which other moneylenders always skip! The rates compared to others also better and they are very fast. Thank you. Review by Mr Lee

More info

Public Education

Stay Away From Ah Long

Borrowing from Ah Longs will leave you with a debt you can never repay. You and your loved ones will end up living in fear and shame. Watch this first ever video by SPF and NCPC on anti-unlicensed moneylending.

More info

TOP Licensed Money Lender in Singapore with Low Interest Rates and Friendly Staff

Apply Today
Approve Today
Cash Today

We understand that urgent financial matters cannot wait. That is why we are open on Sundays too by appointment.

Powered by 123ContactForm | Report abuse